Produce a solder resist layer (pads 0.08" larger than copper) and call it Silkscreen Scratch.
This is used with the silkscreen as a scratch layer and anything in the pad apetures is removed.
Fab house will likely do it anyway.
However, the best thing is to NOT put legend items there in the first place.
You control where the component name goes, move them.
If the outlines cover the pads then change the footprint so they do not.